Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as...

Teach discounts and sales with a straightforward worksheet. After reviewing the concept, pupils solve word problems related to dollars and percentages. The second half of the sheet prompts learners to continue solving problems related to...

While the process of buying a home can certainly be overwhelming, give your young adults a leg up for their future by introducing them to the components of a mortgage, as well as exploring the basic concept of credit and how to become...

Teach your class about saving, spending, and goal setting with a story about a couple of bunnies who went shopping and related activities. Learners keep track of the bunnies' spending, practice identifying long- and short-term savings...

What better way to learn about George Washington and other United States presidents than with a fun board game? Learners review the accomplishments of Washington's administration through a collaborative board game, as well as draw...

This lesson is packed with instructional material and activities on the Federal Reserve System, monetary policy, and the relationship between bank reserves, interest rates, employment, and price stability.

Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...

Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...

Students complete a self-analysis exercise and choose a career to research based on the results. Students research their career using various resources including interview and internet research. They use the information gathered to...

Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.

Eighth graders create spreadsheets to calculate payments. They create a list of items they would like to purchase that require monthly payments. They simulate buying a car and create a spreadsheet to determine the amount of the monthly...

In this interest worksheet, learners calculate interest and percentages of numbers in number and word problems. Students complete 29 problems.

In this consumer mathematics learning exercise, students calculate the total amount of money they earned during a project given. Then they transfer the expenses from each month to find their totals. Students also calculate to find their...

Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...

Students determine how buying on credit adds to the total cost of an item by computing the interest. They find a major item advertised in a magazine and identify the price. Then they identify the rate of a credit card and calculate the...

In this math worksheet, students complete problems including addition, fractions, percents, word problems, interest, and loans. Students complete 36 problems total.

Young scholars explore saving and investing money.  In this middle school personal finance instructional activity, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute...

Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...

Seventh graders investigate sales tax. Following a teacher demonstration, they find sales tax and the total cost of items. In groups, classmates choose items from a menu that they would like to purchase. Each student figures the sales...

Students examine how credit works but looking at how credit cards and interest rates work. They use percentages to solve problems using credit card interest rates while completing a worksheets.

In this simple interest worksheet, students use leveled problem solving and solve the six problems that contain numbers for simple interest.

Students identify resources for achieving goals. They identify potential barriers to achieving goals and strategies to address the barriers. Students complete a note sheet to include most important information about obtaining and keeping...

Students engage in a lesson on interest and bank savings accounts. They see why people deposit money at banks and other financial institutions and explain that interest is paid on an annual, monthly or quarterly basis.

This resource presents brief explanations of topics related to interest, compound interest, and the time value of money.