Federal Reserve Bank
Creditors’ Criteria and Borrowers’ Rights and Responsibilities
Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as...
Curated OER
All About Aid
Begin this lesson by estimating the cost of a college education and comparing it to actual data. After reading an article, high school seniors discuss the processes of the college loan corporations. They listen to a lecture about how to...
Carolina K-12
The US Financial System
Here is a unique activity in which learners simulate operations of a fractional reserve banking system, ultimately gaining a better understanding of how banks work and process money creation through lending. It includes a Story of Banks...
California Department of Education
College: Plan Well and Pay Less
They say you gotta pay to play, and postsecondary education is no exception! High schoolers learn how to research and analyze the cost of postsecondary education as well as the different ways to pay for schooling. Learners then work...
Visa
Home Sweet Home: Purchasing a Place
While the process of buying a home can certainly be overwhelming, give your young adults a leg up for their future by introducing them to the components of a mortgage, as well as exploring the basic concept of credit and how to become...
TCI
By George!
What better way to learn about George Washington and other United States presidents than with a fun board game? Learners review the accomplishments of Washington's administration through a collaborative board game, as well as draw...
Curated OER
Buying a Car
Eighth graders create spreadsheets to calculate payments. They create a list of items they would like to purchase that require monthly payments. They simulate buying a car and create a spreadsheet to determine the amount of the monthly...
Curated OER
Numbers
In this math worksheet, students complete problems including addition, fractions, percents, word problems, interest, and loans. Students complete 36 problems total.
Curated OER
Students Suffocate Under Tens of Thousands in Loans
Pupils explore the concept of student loans. In this student loans activity, students read an article about the large amount of student loans today's pupils owe. Students discuss how higher loan payments and increased debt will affect...
Curated OER
Weigh Before You Pay: Debit or Credit?
Students explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Students discuss differences between the two forms of payment. Students calculate the...
Curated OER
High Earners Can Still Struggle
Students explore the concept of credit. In this credit lesson, students read an article about credit debt and financial trouble. Students discuss ways to avoid financial trouble. Students make a cause and effect chart for the people in...
Curated OER
Lesson 4: Credit
Students discuss and define credit and different types of credit, identify two positive things about using credit properly, identify two negative things about using credit improperly, and identify how and where to obtain a credit report.
Curated OER
"The Roadmap To Purchasing My First New Car"
Students examine the decision-making process of purchasing a car. They conduct Internet research, determine a monthly car payment based on loan information, e-mail various online car websites, research insurance, and determine the best...
Curated OER
Topic 5: Running the Business
Students explore the concept of running a business. In this running a business lesson, students put their plan of action into practice. Students market a product and try to maximize profit.
Curated OER
PayCheck Advance Loans
Students discuss the role of a paycheck advance loan company. Using data given to them, they calculate interest rates on the amount of advance they receive and identify the penalties of not repaying the loan on time. They record their...
Curated OER
Stock Market Math
Learners select a company that they like and using technology, in teams, they prepare a class presentation about their company. The class have the option to buy stock or choose a competitor. Each team research a company and buy...
US Department of Education
Federal Student Aid: Fafsa
If a student wants to receive any sort of financial aid, they must complete a Free Application for Federal Student Aid. This site explains how and allows you to submit it electronically.