Visa
Nothing But Net: Understanding Your Take Home Pay
Introduce your young adults to the important understanding that the money they receive from their paychecks is a net amount as a result of deductions from taxes. Other topics covered include federal, state, Medicare and social...
Visa
Savvy Spending: Sharpening Money Decisions
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource...
Curated OER
Wise Pockets
Using children's picture books and role-playing activities, youngsters begin to learn about personal finance management. These lesson plans are engaging and intend to endow pupils with skills for making wise decisions with money as they...
Federal Reserve Bank
Savvy Savers
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal...
Federal Reserve Bank
Bunny Money
Teach your class about saving, spending, and goal setting with a story about a couple of bunnies who went shopping and related activities. Learners keep track of the bunnies' spending, practice identifying long- and short-term savings...
Federal Reserve Bank
Beatrice’s Goat: A Lesson on Savings Goals
Youngsters learn the meaning of saving and how to reach savings goals by first reading a story of a young Ugandan girl who is gifted a goat, and then discovering the opportunity costs of savings decisions made by her and her family.
Curated OER
Budget Mania
Students examine several examples of budgets to develop a facility with the components of its formation. Income, expenses, and expenditures are considered and itemized for this instructional activity.
Curated OER
Income and Expenses
Students discuss income and expenses. In this lesson on money, students define income and expenses, after whith they keep track of their income and expense transactions on a basic ledger.
Curated OER
Budgeting: You Can't Manage What You Don't Know
Students discuss budgets. In this mathematics lesson, students watch an episode of Biz Kid$ about budgeting, participate in a guided group discussion, and create a pamphlet to teach others how to budget their money. Extension activities...
Curated OER
What Can You Do With Money?
Students watch a Biz Kidz video about money, learn what they can do with money, and fill out worksheets on what they learn. Students learn about spending, saving, donating, and investing.
Curated OER
Unit 4: Money Management - Using Bank Services
Students explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of banks...
Curated OER
Lesson 5: Creating a Budget
Students define and discuss concepts of income and expense, figure out monthly take home pay, keep track of their spending for one month, identify at least ten categories of expenses, and develop budgets to prevent falling into debt.
Curated OER
Party Math
Students create a spreadsheet that they will use to plan a small party or outing. They calculate expenses and stay within a budget amount for their party.
Curated OER
Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
Curated OER
Alexander Who Used To Be Rich Last Sunday
Students read a book titled Alexander Who Used to be Rich Last Sunday and discuss how saving money can help you lead a certain lifestyle. In this money lesson plan, students chart the money spent in the book and decide if they were smart...
Curated OER
There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
Curated OER
The Money Game
Eleventh graders investigate the amount of money that families use throughout the year. In this economic and math lesson, 11th graders participate in a money bingo game. Students analyze the needs and wants for a...
Curated OER
Female Bosses Less Likely to Cut Health Benefits
Students explore the concept of health costs. In this health costs lesson, students read an article discussing how female bosses are less likely to cut health benefits. Students discuss why companies are eliminating health care benefits....
Curated OER
Bright Ideas for Bringing up Smart Savers
Students explore the concept of saving money. In this saving money instructional activity, students read an article about saving money. Students discuss ways to save money and what makes it difficult to save money. Students compare...
Curated OER
Real Life Challenge
For this consumer mathematics worksheet, students use the newspaper to complete the sheet and figure out their budget for the next six months. They include parenting challenges and a new baby in their budget factors.
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Your First Job
Learners determine that they are responsible for paying income taxes through withholdings on earned income. They examine the Form W-4.
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Parents of Teens Ride Waves of Expenses
Students explore the concept of the cost of raising a child. In this cost of raising a child lesson, students read an article about the expenses associated with teenagers. Students discuss ways in which parents maneuver finances for...
Curated OER
Month 2 Budget
In this consumer mathematics worksheet, students complete a monthly budget by completing each category on the sheet. They fill in the blanks and calculate their totals for month two.
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Real Life Challenge ~ Budget
In this consumer mathematics worksheet, students complete one month of budgeting by completing each of the statements with the appropriate information. Then they calculate their total expenses for the month minus their savings account...