Federal Reserve Bank
Creditors’ Criteria and Borrowers’ Rights and Responsibilities
Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as...
Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
Visa
Using Credit Wisely
Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...
Curated OER
Wise Pockets
Using children's picture books and role-playing activities, youngsters begin to learn about personal finance management. These lesson plans are engaging and intend to endow pupils with skills for making wise decisions with money as they...
Visa
Home Sweet Home: Purchasing a Place
While the process of buying a home can certainly be overwhelming, give your young adults a leg up for their future by introducing them to the components of a mortgage, as well as exploring the basic concept of credit and how to become...
Curated OER
Income and Expenses
Students discuss income and expenses. In this lesson on money, students define income and expenses, after whith they keep track of their income and expense transactions on a basic ledger.
Curated OER
Money Smart Choices
Learners make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
Curated OER
Unit 4: Money Management - Using Bank Services
Students explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of banks...
Curated OER
Lesson 4: Credit
Students discuss and define credit and different types of credit, identify two positive things about using credit properly, identify two negative things about using credit improperly, and identify how and where to obtain a credit report.
Curated OER
Consumer Credit
Young scholars investigate he concept of consumer credit by explaining the benefits of using credit. The costs of their use is discussed in the lesson and the criteria that is used in order to establish credit. They work in cooperative...
Curated OER
How To Estabish And Use Credit
Students investigate how to establish and use credit. They research the application and use process and the effects upon personal finance when using credit. The qualifying indicators are looked at determined whether they are fair during...
Curated OER
Credit: Taking an Interest in Credit
Students examine how credit works but looking at how credit cards and interest rates work. They use percentages to solve problems using credit card interest rates while completing a worksheets.
Curated OER
Cannot Buy Me Love
Students investigate the concepts that are related to finance and how it is used in the world. They take part in activities that are focused around the use of a spreadsheet while using a T-chart to simulate a ledger of credits and debits.
Curated OER
Credit for novices
Students identify resources for achieving goals. They identify potential barriers to achieving goals and strategies to address the barriers. Students complete a note sheet to include most important information about obtaining and keeping...
Curated OER
Buying Without Money
Students describe life in the Virginia colony. They explain how money, barter, and credit were used. Students simulate trading items among classmates. Students compare/contrast credit and trade.
Curated OER
Economics During Colonial Virginia
Students communicate their knowledge of life in the Virginia colony. They describe how money, barter, and credit were used. Students observe a United Streaming video on trade. Students complete a review guide and write an essay.
Curated OER
Mathematics: Budgeting
Pupils develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.
Other
Credit Reports
This site explains credit reports, credit bureaus, denial of credit, credit counseling, credit fraud and protection, improving credit, and filing for bankruptcy.
Other
How to Avoid Foreclosure
Advice from the U.S. Department of Housing and Urban Development on avoiding foreclosure.
Independence Hall Association
U.s. History: A Consumer Economy
The booming economy of the 1920s introduced new products and ways of paying for those products. Read about the increase in the kinds of household appliances, places to buy the appliances, and the financing of all those new consumer goods.
Independence Hall Association
U.s. History: The War Against the Bank
Read about Andrew Jackson's animosity toward the Second Bank of the United States and some reasons for his feelings. Was his veto of the Recharter Bill good for the country? Take the little survey to express your views.
Education Development Center
Tune in to Learning: Is Paying Over Time a Smart Move?
At T.V. 411 you can explore the concept of paying over time with situations involving credit cards, rent to own items, and more. This interactive lesson gives the learner an opportunity to make decisions about money management.
Cornell University
Cornell University: Law School: Consumer Credit Overview
Resource provides an overview of what consumer credit is. It gives several examples of consumer credit such as credit cards, loans, and mortgages.