Visa
The Danger of Debt: Avoiding Financial Pitfalls
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
Visa
Using Credit Wisely
Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...
Curated OER
Buying on Credit
Students determine how buying on credit adds to the total cost of an item by computing the interest. They find a major item advertised in a magazine and identify the price. Then they identify the rate of a credit card and calculate the...
Curated OER
I want a credit card--or do I?
Students pretend to borrow $1000.00 on a credit card. They pretend to make the minimum payments for a year. When they're done, they make a pie chart showing how much of their payments reduced their debt, and how much was interest.
Curated OER
How You Use Credit Cards Should Determine How You Choose Them
High schoolers explore the concept of credit cards. In this credit cards lesson, students read an article about credit card spending. High schoolers discuss different ways in which people use credit cards. Students determine what kind of...
Curated OER
Weigh Before You Pay: Debit or Credit?
Students explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Students discuss differences between the two forms of payment. Students calculate the...
Curated OER
Real Life Challenge- Give Me Credit!
In this credit worksheet, students calculate the value of 4 different loans before completing a table about credit card offers advertised in newspapers, magazine, or junk mail.
Curated OER
Credit: Taking an Interest in Credit
Students examine how credit works but looking at how credit cards and interest rates work. They use percentages to solve problems using credit card interest rates while completing a worksheets.
Curated OER
Count Your Credit
Students begin the instructional activity by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their...
Curated OER
Credit Cards: Buy Now, Pay Later
Students comprehend that when they use a credit card, they are taking out a loan from the issuer of the card. They access that if a card is paid in full each month, there is no cost for using the credit card. However, if the borrower is...
Education Development Center
Tune in to Learning: Is Paying Over Time a Smart Move?
At T.V. 411 you can explore the concept of paying over time with situations involving credit cards, rent to own items, and more. This interactive lesson gives the learner an opportunity to make decisions about money management.
Bankrate
Bankrate: Disputing a Credit Card Purchase
Discusses how you can dispute making a credit card payment for a defective product under the Fair Credit Billing Act. An article from December 2004.
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau: Understanding Prepaid Cards
Students play a game and answer questions to learn about prepaid cards and explore whether they'd consider using them.
Cornell University
Cornell University: Law School: Consumer Credit Overview
Resource provides an overview of what consumer credit is. It gives several examples of consumer credit such as credit cards, loans, and mortgages.
National Council of Teachers of Mathematics
The Math Forum: Credit Card Calculations
At this site Dr. Math answers a question about credit card balance payoffs. An advanced algebraic solution is offered.