+
Lesson Plan
Visa

The Danger of Debt: Avoiding Financial Pitfalls

For Teachers 9th - 12th Standards
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
+
Lesson Plan
Visa

Using Credit Wisely

For Teachers 9th - 12th Standards
Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...
+
Lesson Plan
Curated OER

Buying on Credit

For Teachers 6th - 12th
Students determine how buying on credit adds to the total cost of an item by computing the interest. They find a major item advertised in a magazine and identify the price. Then they identify the rate of a credit card and calculate the...
+
Lesson Plan
Curated OER

I want a credit card--or do I?

For Teachers 6th - 12th
Students pretend to borrow $1000.00 on a credit card. They pretend to make the minimum payments for a year. When they're done, they make a pie chart showing how much of their payments reduced their debt, and how much was interest.
+
Lesson Plan
Curated OER

How You Use Credit Cards Should Determine How You Choose Them

For Teachers 9th - 12th
High schoolers explore the concept of credit cards. In this credit cards lesson, students read an article about credit card spending. High schoolers discuss different ways in which people use credit cards. Students determine what kind of...
+
Lesson Plan
Curated OER

Weigh Before You Pay: Debit or Credit?

For Teachers 9th - 12th
Students explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Students discuss differences between the two forms of payment. Students calculate the...
+
Worksheet
Curated OER

Real Life Challenge- Give Me Credit!

For Students 7th - 9th
In this credit worksheet, students calculate the value of 4 different loans before completing a table about credit card offers advertised in newspapers, magazine, or junk mail.
+
Lesson Plan
Curated OER

Credit: Taking an Interest in Credit

For Teachers 6th - 9th
Students examine how credit works but looking at how credit cards and interest rates work. They use percentages to solve problems using credit card interest rates while completing a worksheets.
+
Lesson Plan
Curated OER

Count Your Credit

For Teachers 9th - 12th
Students begin the instructional activity by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their...
+
Lesson Plan
Curated OER

Credit Cards: Buy Now, Pay Later

For Teachers 9th - 12th
Students comprehend that when they use a credit card, they are taking out a loan from the issuer of the card. They access that if a card is paid in full each month, there is no cost for using the credit card. However, if the borrower is...
+
Activity
Education Development Center

Tune in to Learning: Is Paying Over Time a Smart Move?

For Students 9th - 10th
At T.V. 411 you can explore the concept of paying over time with situations involving credit cards, rent to own items, and more. This interactive lesson gives the learner an opportunity to make decisions about money management.
+
Website
Bankrate

Bankrate: Disputing a Credit Card Purchase

For Students 11th - 12th
Discusses how you can dispute making a credit card payment for a defective product under the Fair Credit Billing Act. An article from December 2004.
+
Lesson Plan
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Understanding Prepaid Cards

For Teachers 11th - 12th
Students play a game and answer questions to learn about prepaid cards and explore whether they'd consider using them.
+
Website
Cornell University

Cornell University: Law School: Consumer Credit Overview

For Students 9th - 10th
Resource provides an overview of what consumer credit is. It gives several examples of consumer credit such as credit cards, loans, and mortgages.
+
Unit Plan
National Council of Teachers of Mathematics

The Math Forum: Credit Card Calculations

For Students 9th - 10th
At this site Dr. Math answers a question about credit card balance payoffs. An advanced algebraic solution is offered.