Curated OER
Spend, Save, Invest or Donate
Learners explore the concept of philanthropy. In this personal finance lesson, students consider economic choices and why people donate to causes. Learners investigate the processes of borrowing money and investing money in the lesson as...
Visa
Savvy Spending: Sharpening Money Decisions
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource...
Curated OER
Checks and Balances
Students discuss elements of financial planning. In this personal finance lesson, students practice filling out personal banking information. Students conduct research using the Internet and a PowerPoint presentation to find...
Curated OER
Take Charge of Your Financial Future
Students discuss Biz Kids understanding that it is a program to help people become financially educated. In this mathematics lesson, students view an episode and discuss what they would do if given various situations like going out or...
Curated OER
Savings Account Introduction Lesson
This teaching tool promotes a practical understanding of basic mathematical skills by having learners determine percents on interest. There are several worksheet options available as well as a guid on how best to use them.
Curated OER
Money Smart Choices
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
California Department of Education
College: Plan Well and Pay Less
They say you gotta pay to play, and postsecondary education is no exception! High schoolers learn how to research and analyze the cost of postsecondary education as well as the different ways to pay for schooling. Learners then work...
Visa
Using Credit Wisely
Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer...
Visa
Nothing But Net: Understanding Your Take Home Pay
Introduce your young adults to the important understanding that the money they receive from their paychecks is a net amount as a result of deductions from taxes. Other topics covered include federal, state, Medicare and social...
Curated OER
Unit 4: Money Management - Using Bank Services
Students explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of banks...
Curated OER
English Lesson Plans for Grade 8
Demonstrate how to engage in a polite and professional conversation with this banking and interfacing lesson. Focusing on explanatory and informaitonal texts, middle schoolers write sentences using banking and finance terminologies....
Illustrative Mathematics
Field Day Scarcity
Introduce young mathematicians to concepts of financial literacy with this open-ended word problem. With seven dollars to spend during field day and given a list of available items and their prices, children must determine how they want...
Federal Reserve Bank
Creditors’ Criteria and Borrowers’ Rights and Responsibilities
Discover what criteria creditors use for making loans (the 3 Cs of Credit), and impress upon your young adults the rights and responsibilities related to using credit. Pupils role play as individuals seeking or providing credit, as...
Federal Reserve Bank
Invest in Yourself
What are the different ways that people can invest in their human capital for a better future? Pupils participate in an engaging hands-on activity and analyze data regarding unemployment, the ability to obtain an education, and median...
Curated OER
Lesson 4: Credit
Students discuss and define credit and different types of credit, identify two positive things about using credit properly, identify two negative things about using credit improperly, and identify how and where to obtain a credit report.
Curated OER
Alexander Who Used To Be Rich Last Sunday
Pupils read a book titled Alexander Who Used to be Rich Last Sunday and discuss how saving money can help you lead a certain lifestyle. In this money lesson plan, students chart the money spent in the book and decide if they were smart...
Curated OER
A Budget Can Help Young People Cut Their Spending
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
Curated OER
Planning A Household Budget
Students experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.
Curated OER
Jesse's Big Change
Students explain assets, liabilities and expenses. They record information on income statements and balance sheets and brainstorm opportunities to make money work for them.
Curated OER
Beyond Media Messages: Media Portrayal of Global Issues
Take a close look at news reporting techniques and global issues. Begin by creating a graphic representation of developing nations and defining the term. After class discussion, the second day's activities pick up by deconstructing news...
Curated OER
High Earners Can Still Struggle
Students explore the concept of financial trouble. In this financial trouble lesson, students read an article about people who earn large salaries, but still have financial trouble. Students discuss ways to avoid and get out of debt....
Curated OER
"The Roadmap To Purchasing My First New Car"
Students examine the decision-making process of purchasing a car. They conduct Internet research, determine a monthly car payment based on loan information, e-mail various online car websites, research insurance, and determine the best...
Curated OER
Consumer Credit
Young scholars investigate he concept of consumer credit by explaining the benefits of using credit. The costs of their use is discussed in the lesson and the criteria that is used in order to establish credit. They work in cooperative...
Curated OER
Money Management: Lesson 2 - Benefits of the Job
Students explore the concept of fringe benefits and the emphasis that should be placed upon them when considering a job. They discuss Worker's Compensation, unemployment insurance, and Social Security benefits. In addition, students...