Houghton Mifflin Harcourt
Simple and Compound Interest
Your learners will get lots of practice calculating simple and compound interest by the end of this lesson. Simple explanations and examples lead learners through the concepts and steps of calculating simple and compound interest...
Curated OER
Calculating Simple Interest
In this math learning exercise, students investigate the concept of paying interest on a loan. Students read 10 problems where they look at a picture of something they are going to buy at a certain price and interest rate. Students...
Curated OER
Interesting Interest Rates
Your young bankers compare earning interest accumulated yearly and monthly to decide which method most increases their balance. Using an exponential function to model the bank balance affords the learners more practice connecting...
Curated OER
Buying Cars/Financing Cars Compound Interest
Provide a real world context in which exponential functions are used to determine a eal world phenomena such as compound interest and exponential growth. This lesson should be taught after students have mastered the laws of exponents and...
Curated OER
M&M Interesting
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
Curated OER
Credit: Taking an Interest in Credit
Students examine how credit works but looking at how credit cards and interest rates work. They use percentages to solve problems using credit card interest rates while completing a worksheets.
Federal Reserve Bank
The Fed’s Toolbox
This lesson is packed with instructional material and activities on the Federal Reserve System, monetary policy, and the relationship between bank reserves, interest rates, employment, and price stability.
Concord Consortium
Zero Coupon Bond
There are zero reasons not to learn about zero coupon bonds. Given information about the interest rate and closing price of a zero coupon bond, future investors determine the purchase price of the bond. They then consider the...
Curated OER
How Interesting Is It?
Discussing topics that other people are interested in is a key social skill that can often be overlooked. Here is a resource that supports learners in developing this life skill by first prompting them to consider a wide range...
Illustrative Mathematics
Battery Charging
Your class will be very interested in the results of this activity. How long does it take a MP3 and video game player to charge? Sam only has an hour and the MP3 player only has 40% of its battery life left. Plus, his video player...
Curated OER
Compound Interest
In this compound interest instructional activity, students solve 3 problems after reading about compound interest. They determine the cost of the Apollo missions, they calculate inflation and the cost it would be to send man to the moon...
Curated OER
Buying a Car
Eighth graders create spreadsheets to calculate payments. They create a list of items they would like to purchase that require monthly payments. They simulate buying a car and create a spreadsheet to determine the amount of the monthly...
Mathalicious
The Fall of Javert
Falling off a bridge might not sound like your idea of a good math problem, but incorporating the final scene of Les Misérables is sure to spark interest. The goal is to use the time Javert fell off the bridge to determine how...
Curated OER
Introduction to Earning Interest: What are APR and APY?
Young scholars explore saving and investing money. In this middle school personal finance instructional activity, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute...
Curated OER
Shots, Standings, and Shopping
Rates and ratios can easily be applied to real-world situations. Learners explore a series of websites in order to procure comparable data. They define ratios and rates, view videos, and use the internet to explore how ratios and rates...
Curated OER
Logarithm Word Problems
For this logarithm worksheet, 8th graders solve 10 different word problems related to various logarithms. First, they determine the amount of compounded interest that will be in an account after a number of years. Then, students...
Curated OER
Buying on Credit
Students determine how buying on credit adds to the total cost of an item by computing the interest. They find a major item advertised in a magazine and identify the price. Then they identify the rate of a credit card and calculate the...
Curated OER
Monetary Policy
In this Monetary Policy worksheet, students solve problems with varying reserve requirements and interest rates, then complete balance sheets for the Federal Reserve Banks.
Curated OER
Life Skills for Vocational Success: Transportation, Owning a Car; Topic 2: Financing a Car
Discuss various places to obtain a loan. Your class will determine the principal, interest, and terms of a loan. They will also compute the monthly payments of loans, including the interest. They contact three lending institutions to...
Curated OER
Calculating Interest
Students solve interest problems for bank accounts and loans to gain real life experience. They also review newspapers and find a car they wish to purchase then are given a rate and time of loan.
Curated OER
Does My hair Disrupt Your Learning?
Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...
Media Smarts
Violence and Video Games
Widespread video gaming makes this content relevant and high interest. Developing youth awareness about the impact of violence in games is important to promote literacy, critical thinking, health, and consumer awareness. After reading...
Curated OER
Math: Currency Exchange Rates
Sixth graders apply the division and multiplication of decimals to convert dollars to various international currencies. In a travel simulation activity, they convert money, distance, and temperatures. During their "trip," students...
Curated OER
The Bank Account
Your algebra learners become bankers for a day as they explore compounding interest and the formula used to calculate the balance in a savings account. Questions guide the learners as they analyze the formula's parts and their connection...